Mortgage Loan
Unlock high-value funding against your residential, commercial, or industrial property. Secure competitive interest rates for personal expenses, business expansion, or other financial requirements.
Eligibility & Documents
Ensure you meet these basic criteria and keep the required documents ready for fast processing.
Eligibility Criteria
- Resident Indian: Applicant must be a resident Indian citizen aged 21–65 years.
- Stable Income: Salaried or self-employed individuals with a verified, steady cash flow.
- Property Ownership: Clean and marketable title on the residential or commercial asset.
- Credit Score: Preferred CIBIL score of 700+ with a strong repayment history.
- Business Vintage: Minimum of 3 years in active business operations (for self-employed applicants).
Required Documents
- Property Papers: Registry deed, chain deeds, approved structural plans, and land tax receipts.
- Income Proof (Salaried): Salary slips for the last 3 months, Form 16, and recent bank statements.
- Income Proof (Self-employed): Audited P&L sheets, Balance Sheets, and ITR files for 3 years.
- KYC Documents: Aadhaar Card, PAN Card, and color photographs of all property co-owners.
- Bank Statements: Active primary bank statements for the last 6 months.
Key Highlights
Everything you need to know about our mortgage loan product in one quick summary.
Loan Amount
₹10 Lakhs – ₹15 CrInterest Rate
Starting 9.25% p.a.Tenure Options
Up to 15 YearsCollateral Option
Property Mortgage RequiredProcessing Fee
Low / Up to 1% MaxApproval TAT
Quick 3-7 DaysLTV Ratio
Up to 75% of ValueForeclosure
Zero Penalty OptionsQuick Eligibility Check
Why Customers Trust Us
We maintain 100% compliance and transparent assistance for all clients since 2017.
Multiple Bank Partners
Collaborated with leading PSU, Private banks, and NBFCs for maximum approval rates.
Transparent Process
Zero hidden charges, upfront processing details, and regular updates at every step.
Expert Loan Guidance
Experienced advisors coordinate with bank underwriters to ensure standard profile approvals.
Frequently Asked
Questions
Clear answers to common questions about mortgage loan approvals and terms.
Lenders accept residential properties (self-occupied or rented), commercial properties (offices, shops), and selected industrial properties. All properties must have cleared legal titles and approved building plans.
Eligibility depends on both your income repayment capacity and the market value of the property. Typically, banks fund between 50% and 70% of the property's estimated market value (Loan-to-Value ratio).
If the property has multiple co-owners, all of them must join as co-applicants in the mortgage loan application, even if they do not have a separate source of income.
The loan tenure can stretch up to 15 years, giving you flexibility to structure your repayments with lower monthly EMI payouts.
Yes, you can prepay or foreclose your loan. No foreclosure charges apply to floating-rate mortgage loans for individual borrowers, as per regulatory guidelines.
You will need property documents (title deeds, tax receipts, approved map), identity/address proofs, and income proofs (salaries/ITRs along with bank statements).