Home Loan
Get easy home loans with minimal documentation, flexible tenure options, and competitive interest rates. Build or buy your dream home with hassle-free processing.
Eligibility & Documents
Ensure you meet these basic criteria and keep the required documents ready for fast processing.
Eligibility Criteria
- Resident Indian: Resident citizens, salaried or self-employed individuals are eligible.
- Age Bracket: Applicant must be aged 21–65 years old at the time of loan maturity.
- Stable Income: Minimum net take-home monthly salary of ₹25,000.
- Employment Status: Minimum 2 years of steady employment or active business operations.
- Credit Score: Preferred CIBIL score of 700+ with a clean repayment history.
Required Documents
- KYC Documents: Aadhaar Card, PAN Card, Passport, or Voter ID card.
- Income Proof (Salaried): Last 3 months' salary slips, Form 16, and bank statements.
- Income Proof (Self-employed): Last 2 years' ITR, balance sheets, and active bank statements.
- Property Documents: Copy of sale agreement, allotment letter, and verified title deeds.
- Photographs: Recent passport-sized color photographs.
Key Highlights
Everything you need to know about our home loan product in one quick summary.
Loan Amount
₹10 Lakhs – ₹10 CroreInterest Rate
Starting 8.50% p.a.Tenure Options
5 – 30 YearsCollateral Option
Property Mortgage RequiredProcessing Fee
Low / Starting ₹2,999Approval TAT
Quick 3-5 DaysLTV Ratio
Up to 90% of Property ValueForeclosure
Zero Prepayment ChargesQuick Eligibility Check
Why Customers Trust Us
We maintain 100% compliance and transparent assistance for all clients since 2017.
Multiple Bank Partners
Collaborated with leading PSU, Private banks, and NBFCs for maximum approval rates.
Transparent Process
Zero hidden charges, upfront processing details, and regular updates at every step.
Expert Loan Guidance
Experienced advisors coordinate with bank underwriters to ensure standard profile approvals.
Frequently Asked
Questions
Clear answers to common questions about home loan approvals and terms.
Any Indian citizen aged between 21 and 65 years who is actively employed (salaried professionals earning at least ₹25,000/month) or has registered self-employed business operations is eligible to apply.
Home loans offer long-term repayment schedules. You can select flexible tenure options extending up to 30 years (360 months) depending on your age profile and lender terms.
You will need property-related papers such as the original sale deed, allotment letter from the builder, NOC from the society, builder-buyer agreement, and property tax receipt details.
Yes, adding a co-applicant (typically a spouse, parent, or sibling with a regular income source) helps aggregate income and increases your overall loan eligibility and approval odds.
Yes, home loan balance transfer facilities are available. We help you transfer your high-rate home loan to another partner bank offering lower interest rates and top-up support.
Legal title checks and property valuation are conducted by the lender's specialized team and typically take 3 to 7 working days after physical document collection.