Credit Card
Apply for premium and cashback credit cards from leading bank partners. Enjoy zero joining fees, milestone rewards, complimentary airport lounge access, and attractive fuel surcharge waivers.
Eligibility & Documents
Ensure you meet these basic criteria and keep the required documents ready for fast processing.
Eligibility Criteria
- Resident Indian: Applicant must be a resident Indian citizen aged 21–60 years.
- Stable Income: Minimum monthly income of ₹20,000 (Salaried) or verified self-employed business returns.
- Credit Score: Preferred CIBIL score of 720+ with a strong, clean repayment history.
- KYC Verification: Successful completion of biometric or Video-KYC verification.
- Location Coverage: Residential address must lie within the partner bank's serviceable network.
Required Documents
- KYC Documents: Aadhaar Card, PAN Card, Passport, or Voter ID.
- Address Proof: Recent utility bills, Passport, or rental agreement.
- Income Proof (Salaried): Salary slips for the last 3 months, Form 16, and recent bank statements.
- Income Proof (Self-employed): Latest IT Return files with detailed computation sheets.
- Card Statement: Last 3 months' card statements (only for card-to-card applications).
Key Highlights
Everything you need to know about our credit card options in one quick summary.
Credit Limit
₹20,000 – ₹10 LakhsInterest-Free Period
Up to 50 DaysRewards Program
Up to 5% CashbackCore Benefits
Lounge Access & Fuel WaiverJoining Fee
Nil / Lifetime Free OptionsApproval TAT
Instant / 24-48 HoursCIBIL Score
Preferred 720+Card Networks
Visa, Mastercard & RuPayEst. Credit Limit Check
Why Customers Trust Us
We maintain 100% compliance and transparent assistance for all clients since 2017.
Multiple Bank Partners
Collaborated with leading PSU, Private banks, and NBFCs for maximum approval rates.
Transparent Process
Zero hidden charges, upfront processing details, and regular updates at every step.
Expert Loan Guidance
Experienced advisors coordinate with bank underwriters to ensure standard profile approvals.
Frequently Asked
Questions
Clear answers to common questions about Credit Card applications and processing.
Your credit limit is determined by the card issuer based on factors including your monthly net income, existing credit limits, debt-to-income ratio, and your CIBIL score.
Joining and annual fees vary between cards. While premium reward cards carry small annual charges, many basic and cashback credit cards offer lifetime free options or annual fee waivers upon reaching milestone annual spending levels.
The interest-free period ranges between 20 and 50 days, depending on the transaction date relative to your card billing cycle. It applies only if you pay the full outstanding balance by the payment due date.
Paying the Minimum Amount Due keeps your account active and avoids late payment fees. However, interest charges will apply to the remaining unpaid balance from the transaction date.
Reward points can be redeemed through the card issuer's net banking portal or mobile app for shopping vouchers, travel bookings, cashbacks, or product catalogs.
You must immediately block your card using the mobile app, net banking portal, or by calling the card issuer's customer support hotline to prevent unauthorized transactions.